What Our Legal Terms Actually Cover
These terms apply the moment you open an account with citra77 and remain in effect for the life of that account. They cover how we process personal data you provide during phone verification, how wallet-linked activity via DANA, OVO, GoPay and QRIS is recorded for transaction
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history, and how bank transfer and virtual account deposits are matched to your profile. Eligibility to hold an account depends on local law — if access is restricted in your region, these terms will note the applicable limit. We do not share your payment data with
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third parties outside the transaction processing chain. Indonesian account holders retain the right to request a copy of their stored data or ask for a correction at any time by contacting our support team.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.